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Ganart Technologies, Inc.

1330 Regal Row

Dallas, TX 75247

USA

Ganart Technologies Private Limited

Pune IT Park, A/1/101-102,

Unit No. 07, 34, Aundh Road, Bhau Patil Marg, Bopodi,

Pune 411020, Maharashtra, INDIA

©2023 Ganart Technologies, Inc.

The Spentra Mastercard^® Payroll Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Consult your Cardholder Agreement and the Fee Schedule for fees, terms, and conditions associated with the approval, maintenance, and use of the Card. The Card may be used everywhere Mastercard debit cards are accepted. Restrictions apply; see Cardholder Agreement for details.

The Money Earned^® feature provided by Spentra, LLC is not sponsored, endorsed, administered by, or associated with Patriot Bank who has no liability in relation to the service.

The name Spentra^®and the Spentra spiral mark are registered trademarks of Spentra, LLC.

The name Money Earned^®, the ME logo and TaaS^® are registered trademarks of Ganart Technologies, Inc.