Brand Story

In 2008 we decided to create a different kind of Fin-Tech company. So of course we started up where any other different Fin-Tech company would.. Dallas, Texas! (We did say we were different)

Our objective was to create technology to bridge existing gaps in financial services and to solve problems unaddressed by existing technologies. We named it TaaS®.


TaaS® adopted and proven.

The TaaS® platform was deployed by partners in the banking industry, retail markets and even inside of employers, bringing financial services directly to those who need it most, where they could access it best, easily.


Money Earned Logo <sup>®</sup>;

Along the way we invented the patented pay access solution called Money Earned® as a superior alternative to payday loans, Because “Sometimes you need $20®” and not debt.


Now  Spentra Logo <sup>®</sup>

Fast forward to now and we’ve taken our experience in financial processing, multi-patented technology, user automation and our technology partnerships to create a Complete Pay Access Solution… the Spentra® Visa® Payroll Card and Spentra® mobile app.

Built from the ground up, Spentra® was designed as the payroll solution to service the wants and needs of both the employer and the employee. It was developed by our brilliant team with deep operational experience across multiple industry sectors.

The result is an automated solution that brings the very best from the pay card industry, married with patented features that benefit employees both at and away from work. All at no cost or overhead to the employer.

As they say in Dallas, we hope “all y’all” get to know us at Spentra.